VIRTUALFLEX SDN BHD

 > 10,000,000

 > 3,000,000

> 1,000,000

ABOUT US

Introducing KA$H, a revolutionary digital payment solution, brought to you by VIRTUALFLEX SDN. BHD. VIRTUALFLEX, a fully owned subsidiary of JOHOR CORPORATION, was set up     in 2014 to seize opportunities offered by the rapid growth of the digital economy.  This is in line with Bank Negara Malaysia aim to promote cashless billings and payments, KA$H                                     was developed and designed for digital and cashless payment solution service via prepaid MasterCard, Digital Wallet Mobile App and QRPay. 

 

VISSION

Virtualflex Sdn Bhd aspires to be the Fintech frontier for the group in building and nurturing digital economy ecosystems named as “KA$H” that incorporates digital payment                                           solution, financial inclusion services, eCommerce platform, business intelligence empowered digital marketing, and eCommunity development.

                                   

                                                                                      MISSION

Educate and empower users around the globe through innovations that breakthrough boundaries of geographical borders and time zone differences, providing effective, efficient,
                                 secured Islamic compliant Fintech services and community programmes that promote sustainable social economic development.    

2012

Qu Card for KFC via Efinite Value Sdn Bhd

2012

2014

KA$H card Business transferred to KARA

2014

2014

Incorporation of Virtualflex Sdn Bhd

100% owned subsidiary of Johor Corporation

Launch of KA$H Black Closed Loop Payment System 

2014

Dec 2016

Partnership with ManagePay Systems Berhad 

Dec 2016

Feb 2018

KA$H Gold Prepaid Mastercard & KA$H eWallet Apps

Introduced to Malaysian Market

Feb 2018

2025

Government Initiative To Move Towards Cashless Society By 2025

2025
INTRODUCTION TO KA$H Product Range
Digital Payment Services & Solutions

We deliver reliable and competitive digital payment and cashless solutions at competitive cost.
Prepaid, Credit, Salary, Allowance Cards Payment Terminal, Gateway Mobile Wallet, QR Pay
Financial Services & Solutions

We provide financial services through disruptive products and services.
Salary Crediting
Cross Border Remittance
Micro Financing, Personal Loan
Marketing Services & Solutions

We facilitate efficient and attractive sales and marketing platforms to merchants and consumers.
Loyalty Program Digital Vouchers
Digital Marketing
eCommerce
Big Data Analytics Service & Solutions

We strive to improve growth with our business intelligence services.
Business Intelligence

ESSENTIAL DIGITAL SERVICES FEATURED MOBILE WALLET APP

KA$H Wallet

  • Cards Enrolment
  • Balance Top Up
  • Balance Inquiry
  • Fund Transfer & Payment
  • Transaction History
  • Pay Bills
  • Mobile Pre-Paid Top Up
  • Promotion
  • Online Cashback Shopping
  • KA$H Credit / Prepaid / Debit Card

  • ATM Top Up
  • ATM Withdrawal (Worldwide)
  • ATM Balance Inquiry
  • Card Payment
  • Internet Payment
  • Payment Solutions

  • Mobile QR Pay
  • Cards Payment Terminals
  • Online Payment Solution
  • Financial Services

  • Salary Crediting
  • Remittance Services
  • Micro Loan
  • Business Solutions & Intelligence

  • Loyalty Program
  • Digital Vouchers
  • Data Analytics
  • Facial Recognition Solution
  • Cashless Digital Transformation Program

  • Cashless Estate Salary Crediting Solutions
  • eClaim Solutions
  • Subsidy Management Solution